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For loan modification guidance or to report a scam, call:
If you are struggling to pay your mortgage, you may want a loan modification. Should you pay for help? Probably not. Many homeowners paid companies for help BEFORE their lender approved a modification. That can be illegal. Most were scammed. See other do's and don'ts so you can avoid getting scammed.
Many homeowners have turned to loan modification or foreclosure "rescue" companies for help - only to get scammed. How did companies attract them? Learn from past victims, so you don't have to be.